:root{--blue:#0b5cab;--dark:#0a2540;--light:#eef5fc;--text:#33475b;--line:#d9e6f2}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:72px}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--text);line-height:1.65;background:#fff}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
.nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;min-height:64px;gap:16px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--dark);text-decoration:none}
nav{display:flex;gap:24px}
nav a{color:var(--text);text-decoration:none;font-size:.95rem}
nav a:hover{color:var(--blue)}
.hero{background:linear-gradient(180deg,var(--light),#fff);padding:120px 0 110px;text-align:center}
h1{font-size:clamp(2.2rem,5vw,3.4rem);color:var(--dark);margin:0 0 16px;letter-spacing:-.02em}
.lead{font-size:1.3rem;margin:0 0 8px;color:var(--dark)}
.small{font-size:.95rem;color:#6b7f93;margin:0 0 36px}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:14px 30px;border-radius:8px;text-decoration:none;font-weight:600}
.btn:hover{background:#084a8a}
section{padding:88px 0}
.alt{background:var(--light)}
h2{color:var(--dark);font-size:1.9rem;margin:0 0 28px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.card{border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:10px;padding:32px;background:#fff;box-shadow:0 2px 10px rgba(10,37,64,.05)}
.card h3{margin:0 0 10px;color:var(--dark);font-size:1.2rem}
.card p{margin:0}
.contact{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:14px}
.contact li{display:grid;grid-template-columns:64px minmax(0,1fr);gap:12px;align-items:baseline}
.contact span{min-width:64px;font-weight:600;color:var(--dark)}
.contact a{color:var(--blue);font-size:1.15rem;text-decoration:none;overflow-wrap:anywhere}
.contact a:hover{text-decoration:underline}
footer{background:var(--dark);color:#c9d6e3;padding:28px 0;font-size:.9rem;text-align:center}
footer p{margin:0}
@media(max-width:640px){.contact a{font-size:.95rem}.nav-inner{justify-content:center;padding:10px 16px}nav{gap:16px;font-size:.9rem}.hero{padding:72px 0}section{padding:60px 0}}